STATE CAPITOL, PHOENIX – Rep. Debbie McCune Davis, D-Phoenix (District 14), says that HB 2664 is bad for the economy and could empower out-of-state debt collectors to force Arizona citizens to repay debts they may have already paid or that have been dismissed or forgiven.
“This is bad legislation that will weaken consumer protection laws and targets families that are struggling financially,” McCune Davis said. “It benefits out-of-state debt buyers, companies that purchase and attempt to collect debt after it has gone into default.”
HB 2664 gives debt collectors the power to accuse almost anyone of owing a debt without having to show a contract. If this bill passes a debt buyer would be able to sue a person with little evidence. The lawsuit could proceed if the company had something as simple as a spreadsheet showing a name and an alleged amount due or a generic credit card agreement – even if the debt was already been paid or dismissed.
Peoria resident Hayden Scheider, who is speaking out against HB 2664, said that he was a victim of mistaken identity and was sued for a debt he did not owe.
“I was sued by a debt buyer for a debt that was not mine. I won because the debt buyer didn’t have a proper basis for the lawsuit,” he said. “HB 2664 will allow a debt buyer to continue with a lawsuit even without a proper basis. HB 2664 will help out-of-state debt buyers and hurt Arizona families.”
"Middle-class families, Arizona’s economic engine, deserve to have the legislature focus on good ideas to put people back to work, not ideas that benefit special interest groups from other states," McCune Davis said. "Most states are strengthening consumer protection laws in this industry, but this legislation would weaken them in Arizona.
“This is an industry that is rife with abuse and this bill will only worsen the problem,” McCune Davis said.